dear suzy

ok, so the rant of the week, ok, it's only monday, so possibly rant of the day, is about my mother & suzy orman.

let's go with my mother is not a finance wizard & we had our first discussions about her $$ habits when i was in my teen years. yup, even back then i was "really woman, you're out of control". she goes in waves of good & bad; things get bad, sometimes really bad & she realizes she needs to fix it & things get better, then she gets herself back into trouble. she goes with the idea that she will always live in debt, so her plan is to just manage it, not ever to get rid of it. i mean why? what for? just accept it not cause yourself any undue stress. smoke a bowl while you're at it (i'm kidding!)

so here she is & with the economic crisis the country is in, she has discovered suzy who fixes all. i've watched suzy, she's not bad, she helps people who need help, but really if you already know the basics (like pay your credit card bills & don't buy any more shit, dumbass) then you really don't get much out of it.

glorious suzy claims we're all f-ed up because we don't teach our kids how to manage $$ because we buy everything on credit. we need to give our children a cash allowance & teach them the value of a real dollar. i agree that kids do need to understand the value of real $$ & how to not survive on credit, that it's best for emergency purposes, etc. so my argument isn't with suzy is what i'm saying.

HOWEVER, dear mother who is content in her debt has decided she needs to give Z a weekly allowance. She wants me to make a list of chores (that he already does - change his sheets & feed the dog) so she can send him $$ for it (because we don't, we feel he should help with the house because he lives there - crazy i know).

she is completely ignoring of how financially responsible i've been my entire life. i worked days & paid my way through nights at college. i started a 401k plan before she did. B & I are financially stable; we use a credit card to earn reward points not to carry debt into eternity. doesn't she think these lessons are more important then a bogus "allowance"?